When planning a trip to Chilean Patagonia, one of the things to plan is to take out travel insurance to cover any contingency. If you are going to travel to this part and other places in the country, we tell you what to take into account when contracting the best travel insurance to Chile.
Chile is a country with a great geographical length, from the Atacama Desert in the north to the Southern Ice Field in the extreme south. Chilean Patagonia stands out for its imposingnatural sites , which encompasses the high mountains of the Andes, turquoise water lakes, islands, glaciers, volcanoes and fjords.
In addition to this, there is also marine fauna such as whales and penguins. In addition, the southern region of the country has delicacies to try such as lamb, spider crab, curanto, paila marina, salmon and trout.
If you want to discover the natural sites that the Chilean Patagonia offers, it is advisable to hire a good travel insurance to Chile, which covers emergencies, injuries while trekking and unforeseen health problems during the trip.
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Is it mandatory to purchase travel insurance to Chile?
The answer is no. Among the requirements for entry to Chile, it is not mandatory to have travel insurance if you are entering as a tourist. valid passport or identity card with a minimum validity of six months, the latter in the cases of Argentina, Brazil, Bolivia, Colombia, Ecuador, Uruguay, Paraguay and Peru.
Most passports do not require a visa to enter Chile. If you are a citizen of the European Union, United States, Canada or Mexico, you can enter Chile without a visa. for a period of 90 days.
An exit ticket and proof of sufficient funds during the stay in the country may also be required at the time of entering Chile, which is currently USD 46 for each day of stay.
In any case, we always recommend traveling with travel insurance, to make sure that in case of any unforeseen health problems you are not only covered but also referred to a health center or hospital with good medical services.
🔎 Do you want to know what is the best time to travel to Chile, if it is safe to travel, entry requirements and other information? See our guide to travel to Chilean Patagonia based on our experience traveling several times in the area.
How good is health coverage in Chile?
Chile has a mixed health system, between private and public. Any foreigner entering the country as a tourist is entitled to assistance in case of emergency, but it is understood that for medical consultations or minor issues you should go to your travel insurance.
In general, Chilean medicine has The health centers, both public and private, are well equipped and have a good reputation. Keep in mind that especially if you travel in Chilean Patagonia, especially in the area of the Carretera Austral, many towns do not have medical facilities for emergencies and the miles to travel are many to find a hospital of high complexity.
What to consider when purchasing travel insurance to Chile, especially if you are visiting Patagonia?
The Chilean Patagonia is an ideal place for connect with nature and mainly hiking in the mountains, visiting viewpoints such as those of the Torres del Paine, dazzle with the snowdrift in Queulat Park, cruise through the fjords, visit emblematic places of the Carretera Austral such as the Marble chapels or the San Rafael glacier, or delight with the churches and landscapes of the Chiloé Island.
For this reason, if you are going to visit Chilean Patagonia it is essential that you take out travel insurance that covers adventure sports, and that in case of an unforeseen event or accident while hiking, kayaking or other activities you have the peace of mind of having coverage.
Also, in case you have to pay for these expenses on your own, the payment is really very expensive in Chile, and a travel insurance covers them for a low cost.
What is the ideal coverage for a travel insurance policy to Chile?
Health care costs in Chile tend to be high, even higher than in neighboring countries such as Argentina. If you are planning to take out travel insurance for Chile, we recommend that you include at least the following coverages with the minimum insured amounts indicated below:
- Medical assistance: at least USD 500,000, covering sufficiently serious emergencies such as surgical interventions with several days of hospitalization.
- Including repatriation and early return.
- Including theft and delayed delivery of baggage.
- Include adventure sports if you travel to Chilean Patagonia and go hiking.
- No deductible, i.e. there is nothing to pay at the time of medical care.
How much does a travel insurance to chile cost?
Based on a two-week trip from Canada to Chile, the prices of the main coverages according to the sums insured are as follows (price per person):
| Medical Assistance | USD 5,000,000 | USD 10,000,000 |
| Repatriation and emergency medical evacuation | Included | Included |
| Baggage or personal effects are lost, stolen or damaged | USD 1,700 | USD 2,500 |
| Adventure Sports (mountain trekking up to 3.000 metres) | Optional | Optional |
| Price | USD 75 | USD 92 |
As a Gopatagonic reader, you get a 5% discount on your travel insurance, regardless of the date of your trip. Take advantage of this offer by purchasing your travel insurance to Chile here! See below for additional discounts for families or groups.
We recommend, if you’re traveling to Patagonia, adding the optional adventure sports, which include treks up to 3,000 meters in altitude.
What company do we recommend that has the best travel insurance to chile?
For all our trips we use HeyMondo, which besides having an excellent coverage and price ratio.
- It has a excellent travel assistance App that includes a 24-hour medical chat in Spanish with free assistance call. In addition, you can view the policy from the same app.
- Includes Covid-19 coverage and PCR test if prescribed by a physician.
- You can even choose the coverage with excess (although we recommend always hiring without excess) so that the price of the travel insurance is reduced.
We have used them on one occasion and responded very quickly, referring us to a very good hospital and without having to spend or advance money.
HeyMondo company discount up to 20% on travel insurance to Chile
In addition to this 55% discount, there are additional discounts totalling up to 20%, namely:
- Family travel insurance discount: ideal for families with at least one child. The condition is that three or more people take out the travel insurance, at least one of the three is a minor and they all live at the same address. In this way, you benefit from a 15% discount on the travel insurance, which added to our extra 5% discount, is a total of 20% discount.
- Group discount: if at least five people take out the travel insurance, you benefit from a 5% discount, which added to our discount gives a total of 10%. If at least 10 people take out the insurance, you benefit from a 15% discount, which added to our discount for being a GoPatagonic reader gives a total of 20%.
🔎 Contract the travel insurance to Chile with HeyMondo with a 20% discount for being a GoPatagonic reader.
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